Blockchain AML
From “opaque” transactions to verifiable traceability
“We turn hashes, addresses and flows into auditable evidence: source of funds, path and documented conclusions.”
Crypto Traceability Certificate for Your Bank
Independent blockchain traceability report for AML/CFT compliance under Law 10/2010 and Royal Decree 304/2014. We analyze the source and flow of funds, identify risk signals (sanctions, mixers, exposures) and deliver an evidence dossier + corrective action plan you can defend before SEPBLAC and the internal control body (OCI).
Source of funds
Clear findings + evidence by TxID
“We deliver a report you can use: what is observed on-chain, what risk it implies and how to mitigate it with traceable decisions.”
Wallets / UBO
Wallet–owner linkage, not “random screenshots”
“We cross-check on-chain evidence against off-chain documentation (KYC/UBO) so your file stands up to a request for information.”
Risk
Screening, sanctions and high-risk signals
“We detect exposure to sanctions, mixers, illicit markets and anomalous patterns to justify enhanced measures.”
- Record keeping
- 10 years
- Reference law
- Law 10/2010
- AML/CFT supervisor
- SEPBLAC
What a crypto traceability certificate includes
AML/CFT + crypto-assets
A compliance-focused approach: traceability, source of funds, risk signals and evidence ready for audits and requests for information.
What does it mean to certify crypto traceability?
It is a documented analysis of the on-chain flow of funds, with a verifiable methodology and conclusions, to justify the risk and your compliance decisions.
Wallets + transactions (TxID)
Flow reconstruction: addresses, hashes, counterparties, clustering, exposure and patterns, with exportable annexes for the file.
Who needs this certificate?
CASPs, exchanges, custodians, fintechs, companies with a crypto treasury, M&A deals involving crypto, and any entity that must justify the source of funds to banks or a regulator.
Internal policies + training
Process review: acceptance, thresholds, escalation and decisions, plus evidence that your team is trained to handle alerts and exceptions.
Corrective measures
Prioritized findings + a plan with a timeline: adjustments to screening, thresholds, documentation, escalation and evidence retention.
Frequency and key deadlines for certifying crypto traceability
Traceability may be required per transaction (sensitive cases) or through periodic reviews. To be covered if you receive a request for information, it is not enough to “have a PDF”: you must be able to show your methodology, sources, exportable evidence, decisions and records, with verifiable support.
Risk-based frequency: a one-off certificate or a recurring review, depending on volume and exposure.
Documented decision: internal escalation (compliance/OCI) with a rationale for acceptance or rejection.
Exportable evidence: TxIDs, addresses, flows and annexes to add to the file.
Record keeping: add the report, annexes and logs (KYC/UBO, alerts, decisions) to your records.
Follow-up: revalidation if counterparties, patterns, jurisdictions or risk signals change.
Crypto traceability and SEPBLAC requests for information
Blockchain traceability is key to justifying the source of funds, managing alerts and documenting decisions within the AML/CFT framework. At Molina Law Boutique we prepare reports with a methodology, evidence and conclusions ready for an inspection or a request for information.
Scope of the Certificate: What Will We Review?
We combine on-chain evidence with off-chain documentation to certify crypto traceability on defensible criteria.
1. Evidence and file (KYC/UBO)
We check that ownership, documentation and activity are consistent. We structure the file so that the on-chain analysis is backed by off-chain evidence and recorded decisions.
2. Blockchain analytics and alerts
We reconstruct flows and exposure: TxIDs, addresses, counterparties and signals. We validate alerts and document the reasoning behind acceptance/rejection or enhanced measures.
3. Procedures and training
We review policies and evidence: thresholds, escalation, exceptions, record keeping and team training, so you operate on consistent, auditable criteria.
Full Certificate or Follow-up Review?
Not every situation needs the same depth. We distinguish between a full traceability certificate and a follow-up review to save time without losing evidence.
| Feature | Full Certificate (Standard) | Follow-up Review |
|---|---|---|
| When is it needed? | High exposure, banks, audits, a sensitive transaction or a need to justify the source of funds. | Revalidation when risk, counterparties or patterns change (or as a periodic control). |
| Scope | Full analysis of flows, counterparties, signals and supporting documents (KYC/UBO), with exportable annexes. | Targeted check of changes and of the corrective measures implemented. |
| Basis | Documented methodology and criteria geared to AML/CFT compliance. | Operational continuity: controls, thresholds, alerts and evidence records. |
| Goal | Leave defensible evidence of the flow of funds and of the compliance reasoning. | Confirm that risk is still under control and that the evidence remains consistent. |
*The quality of a certificate depends on traceability, methodology and the integrity of the file (on-chain + off-chain evidence).
How we certify crypto traceability
An agile, documented methodology that turns transactions into defensible evidence without slowing down your operations.
01
Scope definition
We gather objectives and context: addresses/wallets, TxIDs, counterparties, periods and the documentation available to support the case.
02
On-chain analysis (traceability)
We reconstruct the path: inflows/outflows, clustering, exposure and patterns. We provide exportable annexes to add to the file.
03
Off-chain cross-check
We cross-check against KYC/UBO, documentation and internal decisions. We identify gaps and propose verifiable corrective measures.
04
Final certificate
We deliver a final report with conclusions, annexes, evidence and a roadmap: ready for your bank, an internal audit or requests for information.
Operational checklist
Evidence that speeds up crypto traceability certification
If the certificate has to “hold up” in a review, evidence is what makes the difference: hashes, flows, methodology, dates and documented decisions.
TxID / Hash
Traceable flows
10-year records
Remediation plan
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Defined scope
Addresses, periods and objectives: what is certified and what is left out (to avoid ambiguous conclusions).
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Tests and results (not just conclusions)
Document what was analyzed, what was observed and which risk signals appear (with exportable annexes).
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Methodology explained
Explain your criteria: depth levels, treatment of hops, counterparties, exposure and the limits of the analysis. If sampling is used, define the population, criteria and coverage.
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Decision and remediation plan
If there are risks, document the escalation, the decision and the measures: stronger controls, additional documentation or blocking.
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Organized records
Report, annexes, relevant screenshots, logs and KYC/UBO support: ready to hand over quickly if you receive a request for information.
Common mistakes we fix when certifying crypto traceability
Certifying crypto traceability is not about “stamping a seal”: it means leaving evidence of the flow of funds and of the compliance reasoning in case of requests for information.
⚠️
Screenshots without methodology
Reports with no criteria and no stated limits of analysis. The certificate must explain how the tracing was done and why it reaches its conclusions.
⚠️
Incomplete source of funds
There is on-chain traceability but no off-chain support (KYC/UBO, documentation, decisions). Without a file, risk soars.
⚠️
High-risk signals ignored
Failing to detect exposure to sanctions, mixers or high-risk typologies. If it shows up, enhanced measures must be documented.
⚠️
Untraceable decisions
Funds are accepted or rejected without a trail: no escalation, no rationale and no record. That is the first thing that hurts in a review.
What a crypto traceability certificate must be able to prove
Beyond the “document”, what matters in a review is traceability: methodology, tests, annexes and justified decisions.
Methodology
TxID
Evidence
AML risk
Scope and “governance” of the certificate
- Clear scope (which funds/periods/addresses are certified).
- A reference date that is consistent and traceable.
- Prompt issuance so the analysis is useful (and not out of date).
- Internal escalation: recorded decisions and named owners.
Key to avoiding “declarative” reports with no evidence.
Tests and evidence (what reviewers expect to see)
- What was checked: flows, counterparties, exposure and signals.
- Exportable annexes: TxIDs, addresses and a reconstruction of the path.
- Consistency: on-chain evidence + off-chain support (KYC/UBO).
- Findings: cause, impact and a verifiable fix.
Quality tip
If the report does not explain “how” the tracing was done (and with what scope), that is usually the first weak point in a review.
Evidence records and retention
- Integrity: report + annexes + supporting documents in the file.
- Availability: organized so you can respond quickly to a bank or a request for information.
- Traceability: logs of decisions, alerts and escalations.
- Consistency: the same logic in internal policy and in actual practice.
Reduces friction when opening bank accounts and in audits.
Risk-based approach
- Controls proportionate to activity, volume and exposure.
- Enhanced measures when there are high-risk signals or sanctions.
- Consistency between procedures and acceptance/rejection decisions.
What “adds up” is consistency between risk, controls and evidence.
Important note:
Request the preparation checklist
Align your record-keeping policy with your internal control system: keep the certificate and its evidence together with KYC/UBO, alerts and decisions.
Risks and consequences if you cannot certify your crypto traceability
Risk of operations being blocked: without traceability, accepting the funds may be deemed unjustifiable.
Banking friction: difficulty justifying the source of funds and keeping accounts/services.
Reputational risk: questioned transactions, requests for information and loss of trust from partners and investors.
Reaction costs: rebuilding flows “after the fact” is usually more expensive and less robust than documenting on time.
Indirect penalty risk: decisions without evidence can worsen the impact in audits and internal controls.
Do you need to certify crypto traceability with defensible evidence?
We help you document the source of funds and the on-chain path with a methodology, annexes and an action plan: ready for your bank, an audit or a request for information.
All about certifying crypto traceability
What does certifying crypto traceability mean?
Certifying crypto traceability means preparing a documented report on the on-chain path of funds (TxIDs, addresses, flows), with a methodology and evidence that make it possible to justify the source of funds and the risk of the transaction.
The goal is a file you can defend before banks, internal audit or requests for information under the AML/CFT framework.
It is not a “screenshot”: it is traceable evidence + documented decisions.
When is this certificate recommended?
When you need to justify the source of funds, pass bank checks, close a sensitive transaction or document risk in crypto environments.
The larger the amount or the exposure, the more the methodology and the file matter.
What does a blockchain traceability certificate include?
It includes flow reconstruction (TxIDs, addresses), counterparties, exposure to risk signals, exportable annexes and a cross-check against documentation (KYC/UBO) where applicable.
What makes the difference:
- Methodology explained, with the limits of the analysis.
- Exportable annexes for the file (not just conclusions).
- Findings prioritized by risk + a corrective plan.
- Record of decisions and internal escalation.
How do you justify the source of funds?
We combine on-chain evidence (flows, counterparties, exposure) with off-chain support (documentation and context). The result is a consistent, defensible file.
The key is consistency: what you see on-chain must match what is documented.
What documentation should you prepare?
To speed things up: addresses/wallets, TxIDs, periods, known counterparties, documents showing the economic context and, if applicable, KYC/UBO and internal decisions.
The better organized the file, the more robust and faster the certification.
What happens if I cannot justify traceability?
The risk of operations being blocked, banking friction and further requests for information increases. Without evidence, decisions are hard to defend.
The most efficient approach is to document on time and have a mitigation plan in place if there are risk signals.
How much does it cost to certify crypto traceability?
It depends on the volume of transactions, the complexity of the flow (layers), the number of addresses and the urgency, as well as the documentation available.
We give you a quote after a quick assessment of the scope and the risk.
Book a call
Official sources
Key legislation, linked to the official text:
- Law 10/2010 of April 28 on the prevention of money laundering and terrorist financingBOE · consolidated text
Legislation and links reviewed in .